The changes in brief
What the headlines left out
A note from Harvey
Breathing space, with a direction of travel
The Chancellor called it breathing space, and for most households it is. But the measures underneath the headlines point clearly in one direction, and they start to bite on 6 April 2027.
The guide takes each one in turn: what changed, what didn't, when it applies, what it costs in pounds, and the questions to take to your adviser or accountant. It is educational, not advice.
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Inside the guide
- 03The Budget at a glance
- 04Who wins, who pays
- 05Your income: savings, property, dividends
- 06What did not change, and housing
- 07Business owners and founders
- 08ISAs and pensions
- 09Inheritance tax and Business Relief
- 10EIS, SEIS and VCTs: what changed
- 13Your checklist before 5 April 2027
- 15Important information and sources
How it's written
Facts, dates and pounds, not forecasts
Primary sources
Every figure comes from HM Treasury's Budget documents, the OBR and published professional summaries, all listed in the guide.
In pounds
Where a change can be put in pounds, there's a worked example, so you can see what it means rather than a percentage.
Questions, not instructions
It finishes with a checklist of questions for your adviser. It does not take account of your circumstances and is not advice.